Financing in Rosarito, Ensenada and other areas of Baja, California is provided by Finance North America, Inc. Mexico financing can be tricky, and Finance North America has the experience needed to obtain Mexico mortgage loans to U.S. and Canadian citizens on Mexico real estate transactions. 

Finance North America works closely with GE Money who began operations in Mexico in 2001. Their long-term home loans range from 3 to 20 years, with primarily monthly payments. Loans can be used to purchase new homes, improve current mortgages or even rebuild.

Finance North America offers not only purchase and refinance lending, but also construction loans that convert effortlessly into permanent financing.

The variety of purchase financing programs that Finance North America offers includes:

Purchase

• Fixed & Adjustable Rate Loans
• 20, 25 and 30 year terms
• Minimum loan amounts of $100,000
• Maximum loan amounts of $5,000,000
• Down Payments as low as 20%
• Three easy ways to qualify
• Full, Alternate, and Stated Income documentation
• No prepayment penalty

Refinance

• Refinancing of Existing Loans
• Cash Out Refinancing
• Fixed & Adjustable Rate Loans
• 20 and 30 year terms
• Minimum loan amount of $100,000
• Maximum loan amounts of $5,000,000
• Three easy ways to qualify
• No prepayment penalty

Construction

• Interest Only Loans (during construction)
• Minimum loan amounts of $500,000
• Maximum loan amounts of $2,000,000
• Maximum loan to value 65%